The government has decided to maintain the current interest rates on small savings schemes for the April–June 2026 quarter, as per the latest announcement by the Finance Ministry. Popular schemes like the Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS), and National Savings Certificate (NSC) will see no changes in their interest rates.
Starting from April 1, 2026, the rates for the first quarter of FY 2026–27 will mirror those of the previous quarter. The Sukanya Samriddhi Scheme will continue offering 8.2% interest, while the PPF and three-year term deposits will yield 7.1%. Post office savings deposits will maintain a 4% interest rate.
Investors can expect the National Savings Certificate to provide a return of 7.7%, the Monthly Income Scheme at 7.4%, and the Kisan Vikas Patra with an interest rate of 7.5% over a 115-month maturity period.
This decision marks the eighth consecutive quarter without any adjustments to the interest rates on small savings schemes, with the last revision made in the fourth quarter of the financial year 2023–24. Despite ongoing speculation regarding potential rate changes, investors can enjoy stability in returns for now.